Payments & commerce
Bank-grade settlement, multi-currency, multi-rail. From card-present to wire to FX, engineered to clear at the regulator's bar and the consumer's threshold.
PCI DSS L1 ACH Wire Card FX
Sectors · Finance
Finance is a chain
Every transaction is a contract. Every signal is a liability. The platforms that win here aren't the loudest. They're the ones that hold the line at machine speed, and clear at every bar.
Benchmarks
The numbers we engineer to. Day one.
180ms p99 · auth latency
99.998% Settled accuracy
10k+/s Sustained throughput
T+0 Reconciliation
Constants
Four laws. Non-negotiable.
These aren't preferences. They're the floor every finance system has to clear.
Fig · 02 — Operating constants
Rev 1.0
C₁
Constant
Latency.
A policy choice.
Every millisecond is a business decision. Settlement, risk scoring, fraud signals, authorization — we engineer to the p99, not the demo average.
C₂
Constant
Zero-trust.
By default. Always.
Identity, network, data, and code — mutually suspicious by design. No implicit trust between services. No long-lived secrets. No shortcuts.
C₃
Constant
Lineage.
Sealed end to end.
Every transaction carries the chain: who initiated, what rules fired, what models scored, who signed. Replayable on demand.
C₄
Constant
Compliance.
Architecture, not wrapper.
PCI DSS, KYC, AML, SOX — wired into the platform, not bolted on. The hard parts come default.
Drafted in-lab
SAIL · FIN · CONST · 001
What we build
Three surfaces. One discipline.
Risk & fraud signal
Real-time scoring on the transaction path. Models, rules, and reviewer queues sharing one feature store. Decision inside the budget, never blocking it.
Feature store Online inference Reviewer queues
Agentic compliance
Grounded LLMs for KYC review, AML triage, and signed report generation. The model proposes. The engine grounds. The reviewer signs.
KYC AML Grounding Verification
Operates under
PCI DSS L1 SOC 2 Type II ISO 27001 ISO 42001 GDPR KYC / AML SOX Zero-Trust